Get on the Road Today With Our Fast Guide to Buy Here, Pay Here Dealerships
If you’re like most people these days, you’ve hit some bumps in the road with your credit history. Thankfully, buy here, pay here dealerships are here to help you get behind the wheel of a high-quality used vehicle at a price you can afford - even if you have zero or bad credit.
So where did buy here, pay here dealerships come from, and how does their in-house car financing work? Take a look at Quick Auto’s fast guide to buy here, pay here finance, and find out how you can purchase a used vehicle hassle-free.
A Little History About Buy Here, Pay Here Dealerships
The United States hit a huge savings and loan crisis in the 1970s, and Americans across the country struggled to get a job and acquire credit. To make matters worse, the average household income remained the same, but the price of cars skyrocketed. This meant that if you were down on your luck, you weren’t getting a car.
Used car dealerships noticed how hard it was for the average American to get approved for car finance through a bank and that many people didn’t have the cash on-hand to pay for their purchased vehicle.
That’s when many dealerships created their own related finance companies (RFCs). This in-house car finance allowed people to easily get approved for a loan, so they could finally afford a reliable vehicle. Now, buy here, pay here financing is the preferred method of many people looking for used cars today.
How Does Buy Here, Pay Here Financing Work?
Modern buy here, pay here financing is much better (and faster) than it used to be, but it’s still the same in many ways:
Car Financing Is Still Kept In-House
Buy here, pay here dealerships don’t let third-party lenders decide whether you get approved for car financing. Instead, they keep financing in-house. If you have poor or no credit history, it’s no problem.
The Process Is Still Simple
You can still drive off the lot of a buy here, pay here dealership in a nearly new car after completing minimal paperwork. At most dealerships, especially at Quick Auto, all you need is a valid driver’s license, proof of residence, and a recent paycheck stub.
Contact one of our buy here, pay here used car dealerships near you to find out more about our fast and easy car financing process.
What’s Different About Modern Buy Here, Pay Here Financing?
You can get a car even faster thanks to the ability to apply online. That means you don’t have to leave the comfort of your couch to get approved for a used car. At Quick Auto, we make online approval for car financing so simple, you’ll be done with your application in just a few clicks.
Making payments on your vehicle is easier, too! Just make your payments online and continue with your day.
We have several used car dealerships near you that serve Indiana, Illinois, and Michigan. So if online car financing and payments aren’t for you, come see one of our friendly team members, and we’ll be happy to take your payment or get you in the driver’s seat of one of our used cars ASAP.
Buy Here, Pay Here Dealerships Have the Used Vehicles You Want
When traditional used car dealerships are struggling to maintain an inventory of high-quality pre-owned vehicles, buy here, pay here dealerships have plenty of options to choose from. It’s for two big reasons:
Buy Here, Pay Here Dealerships Sell All Kinds of Vehicle Brands
The only thing that matters to a reputable buy here, pay here near you is that they are selling high-quality, reliable, and affordable used vehicles. At Quick Auto, it doesn’t matter if it’s a Ford or a Honda. As long as it passes our meticulous inspection, it’s included in our inventory.
We take the car buying process a bit further by offering a protection plan for each used vehicle we sell. That way, you can drive off our lot feeling confident about your purchase.
The Have Incredible Customer Service
Buy here, pay here dealerships are small, local businesses that are filled with happy faces and experienced salespeople. This makes customers return year after year to trade in their nearly new vehicles.
Not only does service with a smile keep customers coming back, it also builds relationships with used car suppliers. This means the lot is always full, and you can choose the vehicle you want.
What’s the Biggest Benefit of Buy Here, Pay Here Financing?
It can be tough getting back on your feet, even years after a dip in your credit score. Buy here, pay here dealerships are here to help you get into a quality used car, truck, or SUV at an affordable price, without digging through your credit.
You can finally afford to buy a second car for your family, your teenager’s very first car, or replace an old car that’s served you for many years. Whatever the case, buy here, pay here dealerships want to help you live an easier, more convenient life with a reliable used car.
Need a Car Right Now? Visit a Quick Auto Buy Here, Pay Here Dealership Near You Today!
We make the car financing process so fast and easy at Quick Auto, you can get approved over your lunch break. To find out what you need to get a used car fast, contact one of our seven buy here, pay here used car dealerships near you, or send us a message online!
Quick Auto wants you to get the best deal possible on your used car. When you find a vehicle you like, sign up for price drop notifications. We’ll contact you as soon as there’s a change in price, so you can stay updated 24/7.
