How Buy Here Pay Here Dealerships Can Find the Right Used Car For You

So you're ready to buy a car, but the looming question remains - new or used? There are pros and cons for each avenue, but when it comes down to it, buying a used car is far more practical and outweighs the benefits of buying a new car. A new car may be more technically advanced and have a longer lifespan, but all of this can be true for used cars, too!

A car is one of the most expensive purchases you can make, so it's important to consider every factor before you make a decision. Especially when it comes to finances, buying used or new can make a huge difference. There are some sure-fire pros to buying a used car, and we've compiled them here for you.

Buying a Used Car Avoids Depreciation

New cars depreciate in value incredibly fast. From the moment you drive a new car off the lot, it starts losing value. Some cars can lose up to 40% of their value in the first year of driving! When you buy a used car, it typically has depreciated already. Buying used is a smarter financial choice, as you can drive without worrying about the depreciation.

You Have More Options When You Buy a Used Car

The used car market is massive - you'll never run out of cars to test drive! Many people see the benefits in buying a new car, as you can customize almost every part of the vehicle. However, with the robust inventories on used car lots, you're likely to find everything you're looking for without paying the huge price tag on a new car.

An added bonus to visiting a used car dealership near you is that you can find unique features, like roof racks, unique finishes, and other upgrades on a used car, so you don't have to pay separately for these extras. This is not only a great way to find a unique car for you, but it also saves you the hassle of ordering special parts or upgrades for a new car.

Insurance Costs Can Be Lower When You Buy a Used Car

Your car's value is one of the main factors when an insurance company is determining your rate. A newer car is likely to have a much higher rate, as the price of a new car is higher. This is a bigger risk to insurance companies, so they make your rates higher in case they have to eventually pay for an incident. When you buy a used car, you can expect a lower insurance rate, which will save you a lot of money in the long run.

Financing Is Easier When You Buy a Used Car

A used car is almost always cheaper than a new car, already solidifying it as a more practical option. However, there are even more financial benefits to buying a used car. New cars are expensive and not in everyone's budget. Even if you can afford a new car, the financing process can be far more complicated and some may not even qualify for an auto loan. Used car lots often have affordable options for people of every budget, especially buy here pay here dealerships.

These particular used car dealerships near you not only have some of the most affordable cars on the market, but they also provide in-house financing that makes buying a used car easier than ever. Instead of financing a loan through a bank or credit union, where they make hard inquiries to your credit report, buy here pay here dealerships can help you find the right used car for you, finance it for you without a credit check, and have you driving off the lot in just an hour!

Used Cars Are Just as Reliable

Particularly when it comes to used cars, there is more information and experience to back up the lifetime of the car. Buying a new car can often be a gamble - you don't always know the quirks or flaws that might show up over time.

With used cars, there is tons of information available on recalls, changes, and the most reliable models. Plus, when you visit a used car dealership near you, your sales team will have extensive knowledge on the cars they sell and can offer a vehicle history report that shows its maintenance or accident history, number of owners, and more.

Learn More When You Buy a Used Car at Your Local Buy Here Pay Here Dealership

Although it can be tempting to buy a new car, the positives of buying a used car can't be overstated. To explore your used car options, find the best buy here pay here dealership near you! Explore their inventory, test drive vehicles, and finance your used car all in one place. You won't be able to find an easier experience!

How You Can Get a Great Used Car at a No Credit Check Buy Here Pay Here Car Lot

Does purchasing a car with no credit sound too good to be true? The buy here pay here method allows those with no credit, bad credit, or a complicated credit history to purchase a reliable used car. No credit car loans are a great way to finance a vehicle without the worry of a credit check. As long as you can make monthly payments and have a steady income, you can qualify!

There are some big misconceptions about how no credit financing works. It may seem too good to be true, but in reality, it gives those in difficult credit situations the opportunity to afford a vehicle on their own. This is a trustworthy method, especially when you find a reputable no credit check buy here payhere lot.

Where Can I Purchase a Car with No Credit?

Typically, when you use a traditional car dealership or lender, you have to go through a credit check to assess what loans you qualify for. Those with no credit are most often rejected from these loans.

That's where buy here pay here dealerships come into play. When you want to purchase a car with no credit, it's important to find a reliable no credit check buy here pay here lot first and foremost. This ensures you can find a quality used car that's in your budget.

There are a few things you should keep in mind when you're looking for a decent used car lot. Does the car lot have consistent customer reviews? It can be intimidating to buy a car with bad credit, but a great sales team makes the process much easier. This lets you know how the dealership interacts with customers and how customers feel about the dealership.

A good no credit car lot will also have an easy, streamlined financing process. Many buy here pay here dealerships have their approval applications online to make the process even easier.

What Do I Need to Purchase a Car with No Credit?

The requirements to qualify for a no credit car loan are simple. To start your financing application, at most buy here pay here dealerships all you need is:

• A valid driver's license or state-issued ID

• Your most recent pay stub

• A bill addressed to you (no more than 30 days old)

This information will verify whether you are able to make your monthly payments and determine which vehicles you can afford based on your budget.

Can I Get a Reliable Vehicle When I Purchase a Car with No Credit?

When you decide to purchase a car with no credit, you might incorrectly assume that your options are limited. In reality, buy here pay here dealerships have robust inventories with vehicle options for everyone. Whether you want a fuel-efficient compact, a luxury vehicle, SUV, or family minivan, you're likely to find all of these on a no credit check buy here pay here lot.

When you decide to purchase a car with no credit from a reputable used car lot, every vehicle on the lot has been thoroughly inspected and shouldn't come with any surprises. Some car lots even have warranties and protection plans to protect you after you drive your car off the lot. This, combined with the affordable prices and flexible financing makes buying a car with no credit a trustworthy process.

Will Purchasing a Car with No Credit Increase My Score?

There is the assumption that no credit car loans aren't beneficial, when in reality, they can actually help build your credit score. When you purchase a car with no credit, you make consistent monthly payments to the dealership. This then gets reported to the major credit bureaus, like Experian, Equifax, and TransUnion.. On-time payments over a long period of time increase your credit score, enabling you to build your credit for future purchases, like a house.

Buy here pay here dealerships will ensure you're able to make your payments on-time with flexible payment plans and lower down payments. You can also trade-in a vehicle or get a co-signer to make your financing easier!

Learn More About No Credit Car Loans at Your Local Buy Here Pay Here Dealership

It may seem limiting to purchase a car with no credit, but when you find a great used car lot near you, you'll find a wide inventory of vehicles and financing options regardless of your credit history. Find a buy here pay here dealership near you to start your car-buying journey!

What to Expect When You Visit One of our Seven Buy Here Pay Here Dealerships

Find the Right Buy Here Pay Here Car for You at Quick Auto in Indiana

Quick Auto is Indiana's premier buy here pay here car dealership and we have seven locations to prove it! Our dealerships span across the state of Indiana, so even shoppers in Michigan and Illinois can easily access Quick Auto's incredible inventory of used vehicles. Our locations include:

• Hammond Quick Auto

• South Bend Quick Auto

• Highland Quick Auto

• Elkhart Quick Auto

• La Porte Quick Auto

• Mishawaka Quick Auto

• Portage Quick Auto

We're not just any other pay here buy here car dealership, either. We have high quality vehicles, affordable prices, and a staff that makes buying a nicer, newer vehicle easier than ever. We want every customer who walks through our doors to drive off with a car they love - and we have a reputation of making that happen!

Find Quality Used Cars at Our Buy Here Pay Here Dealerships

Across all our dealerships you will find high quality, reliable buy here pay here cars in all makes and models. Cars, trucks, or SUVs - no matter what your budget is, there's a car at Quick Auto that works for your lifestyle. Looking for something specific? We have everything, including the perfect starter cars, a family minivan, and exclusive luxury vehicles.

All seven of our pay here buy here car dealerships have robust inventories you can explore online. You can even browse all our inventories combined! Try out our online shopping tool to compare up to three different buy here pay here cars and weigh the pros and cons of each. Once you're ready to explore your options, schedule a test drive on one of our car lots!

Our Buy Here Pay Here Dealerships Is Reliable

Our used cars are dependable - there's a limited 18-month protection plan on all our used cars. We ensure every vehicle in our inventory is properly inspected before we put it on our lot. We're constantly adding new vehicles to our dealerships, too! Plus, we have the credibility to back it up! Each of our buy here pay here dealerships has their own stellar reviews that reflect our reliability and consistency.

There are plenty of car dealerships out there, but with Quick Auto, you can count on a fast and easy car shopping experience. Just send our team a message, and you'll get a quick response. We're dedicated to putting happy customers behind the wheel, striving to do it in 60 minutes or less!

We Do Fast Financing at Our Buy Here Pay Here Dealerships

No matter your credit history, we believe everyone deserves the opportunity to find a quality vehicle at a budget you can afford. Our buy here pay here dealership uses no credit financing. This means we don't check your credit while we approve you for a loan. Instead, we set you up with a payment plan based on your monthly income and budget. This is a great opportunity for those with a challenged credit history, first-time car buyers, and anyone else who wants a quick, easy car-buying process.

Traditional car dealerships work through banks or credit unions to finance your car, whereas pay here buy here dealerships make the process faster and easier through in house financing. Our financing has flexible payment options and lower down payments. Plus, our online car financing application is quick and easy. But don't worry, we're happy to help you navigate the application in person, too!

Find an Experienced Staff at Our Buy Here Pay Here Dealerships

You don't end up with seven incredible locations without great customer service! The Quick Auto team is trustworthy and knowledgeable when it comes to our inventory and the car dealership's buy here pay here methods. We love creating an easy shopping experience, and it shows in how often customers return for newer vehicles. Want to know more about a team at one of our seven locations? Contact us and we'll guide you in the right direction!

Visit One of Quick Auto's Buy Here Pay Here Dealerships Today!

There isn't a buy here pay here dealership in Indiana quite like Quick Auto. No matter which of our locations you visit, you'll get genuine care and attention from our team. We have over 20 years of experience in the industry, so you know you can trust us to get you behind the wheel of a newer used car!

Learn More About Affordable Used Cars Near You with the Help of Our Car Dealership Blog!

At Quick Auto, we're experts in all things buy here pay here, and we love to share our knowledge with you. The car-buying process might seem overwhelming, but with helpful tips, tricks, and useful information from our team, you'll be in and out of our buy here pay here dealership in no time.

Our car dealership blogs can guide you through the car-buying process, help find the right vehicle for you, and answer frequently asked questions. There's pretty much a blog for every situation, so we decided to compile a list of some of our most helpful ones for you to keep on hand before your visit!

Quick Auto Blog #1: How to Prepare for Your Visit to a Car Lot

One of our most helpful Quick Auto blogs lays out exactly what you need before you visit one of our buy here pay here dealerships. The last thing you want to do is show up unprepared, which is why we're sharing four ways you can be ready for car shopping at any moment! So what are some of the important take-aways from this blog post? First, it's helpful to choose the make and model you're looking for before visiting the dealership. You can do this by browsing our inventories online!

Once you have a vehicle in mind, you can determine your financial standing and survey your options. Quick Auto's buy here pay here dealerships make financing easy, so make sure to go through our online pre-approval process to make your visit run even smoother. Check out the rest of our car dealership blog to learn what you should bring to your Quick Auto visit!

Read the full blog.

Quick Auto Blog #2: Why Quick Auto Is Unlike Any Other Used Car Dealer

You're probably wondering, "why is Quick Auto so special?". No need to wonder any longer, because we can tell you exactly why! We know there's plenty of buy here pay here dealerships you could choose from, so we've written a blog to let you know exactly why you should pick Quick Auto. In this blog, we walk you through our values and services. If you've never heard of Quick Auto, you'll get the rundown on our seven great locations, all throughout Indiana!

Read more here.

Quick Auto Blog #3: Common Misconceptions About No Credit Financing

Some of our most frequently asked questions are about our no credit financing. Buy here pay here dealerships do not require a credit check to qualify buyers for a loan. This is a great resource for those with lower FICO scores or who may not have a robust credit history.

Unfortunately, there are quite a few misconceptions about this type of financing. Our blog lays out some of the popular misinterpretations of buy here pay here financing and how Quick Auto does it differently. We have the accolades and experience to prove just how good no credit financing can be for you.

Read our car dealership blog for more information.

Quick Auto Blog #4: Do I Qualify to Purchase a Buy Here Pay Here Car?

The best thing about buy here pay here dealerships is almost anyone can qualify for auto financing! Because Quick Auto does not require a credit check to approve you, all you need is a valid driver's license or state-issued ID, your most recent pay stub, and a bill addressed to you within the last 30 days.

The rest of our blog entry fills you in on the details - where you make your payments, how the car buying process works, and more. You'll find that no credit financing is for everyone, especially when you shop at one of Quick Auto's dealerships!

Keep reading now.

Quick Auto Blog #5: 10 Questions to Ask When Buying a Used Car

The last thing we want is for you to purchase a car you regret! It can seem like there are endless questions and options when it comes to car shopping, so we figured we could help you narrow it down.

Our team outlines ten questions we believe will set you up for success during your car buying journey. Learn how to find the best affordable cars near you, how to determine if a car is reliable, and where to go for all your financing needs. Once you have the answers to these questions, car shopping at Quick Auto will be a breeze!

Read on for more advice.

Is Quick Auto The Right Buy Here Pay Here Dealership For You?

With the help of our Quick Auto blogs, you'll be a car-buying expert in no time. Are you ready to get started? Reach out to our awesome team! We can schedule a test drive, get you pre-approved for financing, or show you around one of our seven dealerships.

Learn How To Buy a Used Car at Buy Here Pay Here Dealerships

Car shopping doesn’t have to be stressful, but it's hard to know what to look for when buying a used car. With such a big purchase, asking the right questions will ease all of your anxieties and ensure you’re getting the best car for you. If you’re wondering how to buy a used car, we’re here to help.

We’ve compiled some questions to ask when buying a used car, so you can feel confident in your car-buying experience. Ask these questions before and during your trip to the dealership, to not only save, but also to save money!

How Old Is The Buy Here Pay Here Used Car?

Before you commit to buying a car, consider the age of the vehicle. Buy here pay here used cars range from recent years to decades old. Research the make and model of the car and it’s manufacturing year to decide what works for you. Older cars can be just as reliable, so don’t let age stop you!

Consider whether models built before a certain year are a dealbreaker. For example, if you don’t want to purchase a car older than 10 years old in 2023, don’t waste your time looking at models produced before 2013. Alternatively, if there’s a specific model year you’re after, target your search to save time sifting through hundreds of options.

What’s the Mileage?

Miles on the odometer can make or break your purchase decision. Always check to see how many miles are on a car before you decide to purchase it.

If you plan on owning the car only a short while and need an affordable ride for getting to work and school, a higher-mileage vehicle may be just fine. But if you plan to drive the car for years, you may want to spring for a car with slightly fewer miles on the odometer.

Does the Buy Here Pay Here Used Car Need Repairs?

One of the most important questions to ask when buying a used car is if the car needs any work done. The last thing you want to do is purchase a vehicle and then realize there’s still repairs needed.

Assess what repairs the car might need so you can factor this into your budget by letting a trusted mechanic look it over or asking to see maintenance and repair records for the vehicle.

Is There a Vehicle History Report For Your Buy Here Pay Here Used Car?

A vehicle history report is an important document when you’re wondering what to look for when buying a used car. This reports everything that has happened in the car's past, including the number of previous owners, accident reports, and any work done on the vehicle. A vehicle history report can indicate any underlying issues or prepare you for any future complications with the car.

Vehicle history reports use the vehicle’s VIN number to track this information, so be sure to carefully compare the VIN on the vehicle to the VIN in the report.

Is There Any Damage to the Buy Here Pay Here Used Car?

Typically, a dealership will disclose any and all information on damages on a car. Make sure to ask for a list of these damages, as this can impact the performance of the vehicle. This will also typically be listed in the vehicle history report.

Walk around the car and examine every part of it, including bumpers and fenders. Only you can decide if door dings or small scratches are dealbreakers in your car-buying process. But keep in mind that when shopping for a used car, it will be all but impossible to find one in mint condition.

Can I Test Drive the Buy Here Pay Here Used Car?

It’s important to always test drive a vehicle before you buy it. This way, you’re able to get a feel for how it drives, if you like the features in the car, and if anything seems off during the drive. Contact the car dealership location nearest you to schedule a test drive, or stop by in person.

Does the Buy Here Pay Here Used Car Have a Warranty?

Depending on the age of the car, sometimes a vehicle comes with a factory warranty. Ask this question when buying a used car, as it can be a huge plus in case anything malfunctions that is out of your control. A warranty often protects you from any mechanical issues that are out of your hands.

Some used car dealerships offer limited warranties on the used vehicles they sell, which means you can trust any issues with your used car can be settled without major cost to you.

Are There Any Upgrades On The Buy Here Pay Here Used Car?

With buy here pay here used cars, there is the possibility that a previous owner added modifications or upgrades to the vehicle, like an aftermarket stereo or window tint.

It’s important to ask this question when buying a used car, as it can be a positive or a negative depending on what you’re looking for. For some people these aftermarket upgrades are icing on the cake.

What Is The Valuation Of The Buy Here Pay Here Car?

The valuation of a car is how much the car is worth based on several factors, including the vehicle's year, make, model, mileage, condition, accident history, and depreciation.

There are several ways to find the valuation of a vehicle, but some of the most common methods are through websites like Kelley Blue Book. Compare the dealership’s price to these valuation sites to get an idea of whether you’ll get a good deal.

Is Financing Available For Your Buy Here Pay Here Used Car?

Most dealerships offer some sort of financing when you’re purchasing a car. It’s important to shop around and find the best interest rates on a used car loan, if you can qualify for one.

At a buy here pay here used car dealership, financing is done in-house. This is great for those looking for an affordable vehicle, but may not have a satisfactory credit score. With financing in-house, you make payments to the same place where you purchased your car. This creates a more streamlined process and allows for more flexibility in your financing options.

Have More Questions to Ask When Buying a Used Car?

Once you find a dealership near you with an inventory you like, the car-buying process should be a breeze!

Whether you’re going the traditional route or the buy here pay here method, with these questions in hand, you’ll end up with the right car for you. And if you think of more questions about particular vehicles for sale or the financing process, be sure to ask the salesperson at the dealership you chose.

A Guide to Financing a Buy Here Pay Here Car

How Bad Credit Auto Dealers Can Make Buying a Vehicle Easier and More Affordable

What are buy here pay here car dealerships? Well, the name sums it up pretty well. These are used car lots with in-house financing, so you can buy the car and pay for it all in one place. They’re different from traditional dealerships where they would typically search for lenders for you based on your credit score. Buy here pay here cars don’t require a credit check and have affordable options for everyone.

If you’ve struggled with financing a used car in the past, this might be the perfect method for you. Not only is it a quick, streamlined process, but it also gives those with challenged credit the opportunity to finance a used car at a reasonable price. With a quick application process, flexible agreements, and reasonable down payments, a buy here pay here car can be yours in no time.

Applying For a Buy Here Pay Here Car Is Easy

One of the biggest draws to buy here pay here car dealerships is how easy the car-buying process is. There are often several steps and a ton of paperwork involved with traditional car loan financing through banks. But to buy a buy here pay here car, it’s simple.

All you need is:

?       Proof of a steady income

?       Proof of identity

?       Proof of residency

Many dealerships will have an easy-to-use financing application online. After you fill it out and provide proof of income, identity, and residency, you can secure financing and drive off the lot in your new ride.

Bad credit auto dealers will never sell you a vehicle you can’t afford. Instead, they tell you exactly how much you qualify to spend based on your budget and only show you vehicles that fit into your finances. And because the same team that shows you the car also helps you with financing, you can expect a steady, high level of customer service as you shop for a new-to-you buy here pay here car.

No Credit Needed for Buy Here Pay Here Cars

Many people find themselves in financial hardships or difficult circumstances that leave them with a low credit score. This doesn’t mean they aren’t able to afford a used car or aren’t trustworthy enough to make payments; it just means they may have struggled with their credit in the past. That’s why in-house financing exists! Buy here pay here cars are affordable, reliable vehicles for those who do not want a credit check, but can afford to reliably finance a car.

Unlike traditional car lots, you won’t need to go through a credit check to purchase a vehicle from a buy here pay here dealership. Not only can a credit check lower your FICO score, but if your score is already below satisfactory, you won’t be able to receive a loan. When you finance through a reliable bad credit auto dealer, you get to skip tons of difficult paperwork and stressful conversations about credit. Instead, you could be in and out with a new used car in an hour or less!

Buy Here Pay Here Cars Can Improve Your Credit

When you finance a used car, with consistent, on-time payments, you will gradually see an increase in your credit score. The dealership you finance through will report your timely payments to the major credit bureaus. Whereas traditional dealerships will reject someone with an unsatisfactory FICO score, a buy here pay here dealer allows you to finance a vehicle and helps improve your credit score over time. This not only sets you up for financial success in other aspects of your life, but it also will allow you to successfully purchase more in the future, like a house.

Find Buy Here Pay Here Cars at a Dealership Near You

The best way to ensure you get a vehicle you love is finding a trustworthy buy here pay here dealership in your area. Make sure to check for good reviews and well-kept vehicles, as these are signs of a high-quality dealership. Once you’ve found a buy here pay here car you love, meet with the financing team to finalize your agreement. Once this is complete, you and your new ride can hit the road!

Find Affordable Used Cars at the Best Buy Here Pay Here Car Dealership in Indiana This Fall!

Quick Auto is not just a no credit car dealership - we’re a trusted business, run on honest values, like treating each customer with care. Car shopping and financing can be stressful tasks, and not every dealership is one you can trust. We’ve been in this business for quite a while, and no matter which of our seven highly rated locations you visit, you’ll find genuine enthusiasm for your car-buying journey.

Less reputable car dealerships want you in and out and might convince you to spend more money than you planned. Our dealership is the opposite! We understand everyone has their own timelines. Are you in a rush and need a car in the next few hours? We can make that happen for you. Want to take your time browsing our inventory? We’re along for the ride! Quick Auto is here to make car buying easier and affordable for you this fall.  If you’re ready to shop, your first step is completing our easy financing application for the Quick Auto location nearest you.

Find Affordable Cars with No Credit at Quick Auto

Arguably the most important thing about a car dealership is its inventory, and Quick Auto has one of the very best. Our affordable used cars are diligently taken care of and well-maintained while they live on our lots. It’s easy to find the right car for you on any of our car lots.

Our team can help you find the perfect car for your lifestyle - and in your price range! Just tell us your specifications and budget, and let the browsing begin. You can also test drive any of our available vehicles while you’re on the lot. 

Every car we sell at Quick Auto comes with a limited 18-month protection plan - another way we like to prove how well-maintained our vehicles are and how much we care about you!

Quick Auto Has Seven Locations in Indiana

We have buy here pay here dealerships in seven convenient locations in Indiana, with easy access for those in Michigan and Illinois, too!

Our Quick Auto locations are:

?       Hammond

?       South Bend

?       Highland

?       Elkhart

?       La Porte

?       Mishawaka

?       Portage

With so many locations, you won’t have to travel far to buy a new-to-you vehicle this fall. And because we have personalized websites for each location, you can quickly and easily find the kind of quality vehicle you’ve been wanting.

Financing Couldn’t Be Easier at Quick Auto

Our buy here pay here methods paired with streamlined financing makes car shopping at Quick Auto a breeze. Approval is quick - we don’t do a credit check, we simply want to verify that you can afford recurring payments. In-house financing keeps everyone in the loop and allows the Quick Auto family to truly get to know you and what you’re looking for. We’re flexible with payment plans and down payments, and we can even get you in a car and off the lot in 60 minutes or less!

Our online financing application takes just minutes to complete, or we’re happy to assist you in person. We want everyone to have the opportunity to find a car they like and can afford, which is why we make our application so straightforward. All you need is some identification, employment information, proof of address, and information on the vehicle you plan to trade in (if applicable). Once that’s complete, we can get a grasp on your financing options!

Quick Auto Has a Team Who Cares

We pride ourselves on our friendly customer service and dedication to helping everyone find the right car for them. The Quick Auto family is more than a dealership. With over 20 years in the business, you can trust that Quick Auto is the best buy here pay here car dealership in the area.

Our mission is to help you find the best deal and a vehicle you enjoy driving. We aren’t just here to make the most off of you or get you in and out as fast as possible. In fact, we have customers who continually use Quick Auto for all their affordable used car needs. You won’t find a dealership with a team quite like ours, with so many happy customers who sing our praises!

Visit Quick Auto Today, and Find Your Dream Car!

You could visit tons of dealerships or try and find the most helpful sales team, but you won’t find anything that can beat the best buy here pay here car dealership in Indiana!

Kick off your car-buying journey at Quick Auto this fall. Reach out to us online, give us a call, or get ahead and complete our financing application. We look forward to sending you off our lot in the very best used car!

Quick Auto Is the Trustworthy No Credit Car Lot For All Your Financing Needs

There are plenty of misconceptions about no credit car financing - but in reality, it’s a great way to give access to car loans to those who have struggled with their credit in the past. A no credit car lot provides those with lower credit scores an opportunity to purchase a vehicle, finance it, and even improve their credit score when they make on-time payments.

When you have bad credit, a car loan can feel difficult to obtain. Traditional financing often rejects those with less than satisfactory credit. Luckily, there are car dealerships that accept bad credit, and Quick Auto is one of those great places.

With buy here pay here, no credit checks are necessary - anyone, as long as they are able to make payments, can finance a vehicle. This is a great way for those with little to no credit and those looking to rebuild their FICO score. It’s easier and more convenient to pay your auto loan to the same place you bought your vehicle from. This is a huge perk only available to customers of no credit car lots.

Misconception: A Bad Credit Car Loan Is a Bad Financial Decision

There are several reasons people might assume that purchasing a vehicle from a no credit car lot would be a bad financial decision. The first thing most people think about when it comes to no credit financing is high interest rates. This is a common misconception! In reality, interest rates vary depending on each customer and are designed to create affordable weekly or monthly payments so that anyone can afford a nicer, newer vehicle.

Car dealerships that accept bad credit, like Quick Auto, will work with you to ensure you have reasonable car payments while financing a vehicle. Quick Auto has resources to ensure you won’t end up with a vehicle you can’t afford, with consistent, flexible payment options and lower down payments if needed. If traditional dealerships are turning you away, our seven Quick Auto locations can help.

Misconception: Financing From a No Credit Car Lots Makes Your Credit Worse

As long as you remain up-to-date on your payments, your credit will not worsen. In fact, Quick Auto reports your on-time payments to the major credit bureaus, which ultimately helps your score increase. As you make on-time payments, this will show on your FICO credit report and will reflect in a positive way.

Once you’re approved for a bad credit car loan, you’ll work with the dealership financing team to create a reasonable payment plan for you. You can trust Quick Auto to report your on-time payments and help you grow financially!

Misconception: No Credit Car Lots Can’t be Trusted With Financing

Financing can be a sensitive topic, so it’s important you have a helpful team that you can count on. Car dealerships that accept bad credit aren’t trying to trick you! These dealerships are a great opportunity for those who have bad credit and can’t get a car loan at a traditional dealership.

Quick Auto is a trustworthy no credit car lot. With hundreds of reviews, the happy customers speak for themselves! Plus, we provide a limited 18-month protection plan on all our used cars, so we’re still here to help even after you’ve driven off the lot.

Misconception: Financing at a No Credit Car Lot Is Difficult to Understand

No credit financing isn’t difficult to understand - in fact, Quick Auto makes our process as stream-lined as possible. Your credit score doesn’t matter to us. Instead, we only care that you are capable of paying back your loan so you don’t cause yourself a financial burden. We determine your eligibility  through your monthly income.

There are several important items you should have with you when you’re at a car dealership that accepts bad credit:

?       Valid driver’s license or state-issued ID

?       Your most recent pay stub

?       A bill addressed to you (no more than 30 days old)

With these simple requirements, we’ll have you financed in no time! Once you’ve completed all necessary paperwork and approvals, the car is yours. You will then make your payments at the dealership, or using the online portal.

Are You Ready to Visit a No Credit Car Lot Near You?

You might feel boxed in or completely shut out from traditional car dealerships, but not here. Quick Auto has a wide inventory of affordable vehicles for you to choose from and can quickly get you qualified to purchase one on your very first visit.

If you’re ready to explore your car financing options, consider reaching out to our team to learn more. You can test drive vehicles, get pre-qualified, and explore your potential car buying options.

5 Tips for Financing a Car with No Credit

How to Purchase a Used Vehicle at a No Credit Dealership in Indiana

Whether you’re familiar with no credit car dealerships or this is your first time ever hearing about them, you might have some questions about how they differ from a traditional used car dealership. While there aren’t too many differences, these dealerships specialize in financing a car with no credit.

Most no credit dealerships want to help drivers in any way they can, which is why they give you several options when it comes to financing a buy here pay here used car.

Here are five tips to keep in mind as you finance a car with no credit, so you can use buy here pay here financing to your advantage and get in the driver’s seat as soon as possible.

What Is a No Credit Car Dealership?

Like its name suggests, a no credit dealership provides drivers with an opportunity to finance a car with no credit. While traditional dealerships distribute auto loans through banks and other lenders, no credit dealerships handle the financing in-house. This means you make payments to the dealership instead of a third-party, and your credit score isn’t a factor in approval.

No credit car financing is different from other auto financing options, but there are a few things you can do to promote a smooth car-buying process at this type of dealership.

Financing Tip #1 - Set a Budget

Before you start financing a car with no credit, it’s important to determine your budget and what you’re able to afford. No credit car dealerships have an immense inventory of used cars, so you should have no problem finding a vehicle that aligns with your personal budget.

As you set your budget, consider your existing expenses. Don’t forget to account for other required costs that will come with your car, like gas, maintenance, and auto insurance. Purchasing a buy here pay here used car within your price range will not only make financing easier, but will ensure you’ll be able to pay off your auto loan.

Financing Tip #2 - Apply for No Credit Check Car Financing

No credit dealerships have a quick and easy approval process that can get you in the driver’s seat in less than an hour. To facilitate and speed up the car-buying process, it’s a good idea to complete the no credit check car financing application before you visit a dealership near you. These online forms allow you to get approved from the comfort of your couch, so you can begin financing a car with no credit right away.

Financing Tip #3 - Pay In a Way That Works for You

The key to financing a car with no credit is to create a payment plan that works for you and will set you up for success. No credit car dealerships offer flexible financing options and give you the choice of weekly or monthly payments, so you can finance a vehicle around your personal budget.

You also get to decide how you’d like to make your payments. Based on your convenience, you can make payments in person at the same dealership that you bought your vehicle or through an online portal. Choosing a method that is easiest for you will help you make on-time payments and rebuild your credit score over time.

Financing Tip #4 - Get a Cosigner

If you aren’t sure whether you meet the requirements to purchase a buy here pay here vehicle, consider using a cosigner to help you.

Typically, drivers financing a car with no credit make a family member or trusted individual a cosigner by including them in their auto loan. Should you have an issue paying back your loan, the cosigner can help support you and prevent your credit score from worsening.

Keep in mind that you likely will only need a cosigner if your monthly income does not qualify you for an auto loan. If you can afford to make buy here pay here car payments on your own, you won’t need to seek the help of a cosigner.

Financing Tip #5 - Don’t be Afraid to Ask for Help

Financing a car with no credit may seem overwhelming, but the staff at no credit car dealerships are there to help. They can help you assess your monthly budget and will make inventory recommendations based on your personal budget. They’ll also be able to answer any questions you might have about buy here pay here financing.

Get your questions answered fast by giving them a call or filling out a contact form online.

Learn More About Financing a Car with No Credit

Buy here pay here dealerships are unlike any other dealership and offer no credit check car financing to drivers with no or low credit. No credit financing makes it easier than ever to access affordable, high-quality vehicles from some of the most trusted automakers.

To learn more about financing a car with no credit, contact a buy here pay here car dealership in your area.

These Used SUVs for Sale Have Everything You’re Looking for in a New Vehicle

During the car-buying process, one of the first decisions you have to make is what body style you want your vehicle to be. Although there are plenty of options, including cars and trucks, you can’t go wrong with a used SUV for sale.

An SUV is perfect for any driver who needs a vehicle that fits the entire family (or pack of pets), is looking to get their hands on the latest technology and advanced features, or just wants a little extra room.

At Quick Auto, our inventory is constantly evolving, and we’re always updating it with used cars from a variety of auto manufacturers. And with some of the best SUVs on today’s market, we’re confident you’ll find one that makes you feel right at home the moment you get in the driver’s seat.

With so many different models, it can be overwhelming to know which SUV to test drive first. Fortunately, we’re here to give our two cents. Here are five SUVs we love at our Indiana buy here pay here dealership.

#1 - The Chevrolet Equinox

The Equinox is considered one of Chevy’s most popular SUVs, and it’s no surprise why. It’s spacious, reliable, and includes an easy-to-use infotainment system and driver safety features.

It may be classified as a compact SUV, but its interior says otherwise. With an abundance of legroom for each passenger and rear seats that slide and recline, you can adjust as needed to maximize comfort and make the most of your cargo space, without using as much gas as a much larger SUV.

This used SUV for sale is also equipped with a package of advanced safety features that serve as an additional eye on the road. Forward collision alert, blind-spot monitoring, and a rearview camera are just a few features that will keep you safe in later model years.

#2 - Ford Escape

One of the most popular SUVs on the road today is the Ford Escape. This SUV has remarkable performance and efficiency, and is available in a variety of engine options to satisfy nearly any driving style. No matter where you’re headed, the Escape promises a smooth, agile acceleration and handling that provides you with an unforgettable driving experience.

The Escape comes in several trim levels, so each one at our buy here pay here dealership is unique. This allows you to select the best SUV for you and your preferences. Trims vary in fuel efficiency, technology, luxury features, and more.

#3 - Jeep Grand Cherokee

We love the versatility and durability the Jeep Grand Cherokee has to offer. This full size used SUV for sale near you includes powerful engine options that balance both work and play with impressive off-road capabilities and towing capacity.

Its incredible ground clearance and features help navigate rough terrain, while its luxurious interior complete with high-end materials keep passengers comfortable throughout the entire ride - whether it’s down the street or miles away.

#4 - Kia Sportage

The Kia Sportage is a compact SUV with a sleek, modern design and a handful of useful features to keep you connected and safe. With each trim level, you’ll find a unique set of technological and driver safety features that elevate your daily commute.

The infotainment system of this used SUV for sale includes a touchscreen display that gives you control over your vehicle and music from the driver’s seat. When in reverse, the screen doubles as a rearview camera to quickly check if anyone is behind you before backing out.

This SUV provides drivers with a responsive and engaging experience behind the wheel. Its design includes a well-tuned suspension and precise steering that results in a smooth, high-quality ride you won’t find in most SUVs. Best of all, this SUV is great for a budget car-buyer, with Kia being one of the most affordable automakers today.

#5 - Nissan Rogue

At our buy here pay here dealership, we recommend the Nissan Rogue to any driver searching for a well-rounded, versatile used SUV for sale. This SUV has a roomy interior that can be customized to any situation and an assortment of safety features that give you one less thing to worry about on the road.

The Rogue has also proved to be extremely fuel efficient, offering drivers many different advanced technology options to improve fuel economy. If you seem to always be on the road, you might consider checking out this used SUV near you.

Browse the Used SUVs for Sale at Our Buy Here Pay Here Dealership

SUVs are unlike any other vehicle. Not only do they provide you with a unique driving experience, but they also can equip you with optimal cargo space, off-road capabilities, and the most up-to-date safety features, depending on the make, model, and year you choose.

At Quick Auto, you’ll find some of the best SUVs on the road today. Whether you’re interested in one of the five SUVs we mentioned above, or you find another one that checks all your boxes, you’ll want to take it for a test drive to see if it’s the right fit.

When you’re ready to shop our selection of high-quality SUVs near you, take a look at the online inventory of our buy here pay here dealership. To view our used SUVS for sale, click “Filter Vehicles” and use the Body Type drop-down to select “SUV.” This will only show you our SUVs, so you can choose one to take for a test drive.