Don’t Let Your Credit Score Stop You From Getting the Car You Need

If you’ve been riding the bus, bumming rides, or stressing over a car that won’t start — we’ve got some good news. You can get approved for a buy here pay here car, even if your credit’s not perfect. Actually, especially if your credit’s not perfect.

At Quick Auto Group, we believe getting a quality used car shouldn’t be complicated, and it shouldn’t make you feel like you’re being judged. That’s why we keep it simple, honest, and real. If you’ve been searching “buy here pay here near me,” it’s probably because you’re ready to stop getting denied and start driving. We’re here for it. Let’s break it down.

So, What’s a Buy Here Pay Here Car, Anyway?

A buy here pay here car is just what it sounds like. You buy it here, you pay for it here. No middleman. No third-party bank. No jumping through hoops just to hear “sorry, not approved.”

At Quick Auto, we handle the financing in-house. That means:

  • We don’t care about your past. We care about your future.

  • We look at your current income and situation, not just your credit score.

  • We give you the chance to build your credit back up, one payment at a time.

You may be asking “are buy here pay here car lots bad?” after hearing negative things, but like any kind of business, whether it’s good or bad comes down to who you’re doing business with. At Quick Auto, our goal is helping people who need to get into a new ride do so without all the hassle.

You're Probably Already Approved

Seriously. We’re not just hyping you up; most people who walk through our doors leave with a car they love.

If you have:

  • A valid driver’s license

  • Proof of income (like pay stubs or bank statements)

  • Proof of residence (like a piece of mail or a utility bill)

  • A down payment (we’ll help you figure out how much)

… then you’re probably approved for a buy here pay here car right now.

Still have questions? Stop by one of our buy here pay here car lots. We'll walk you through it step-by-step, no pressure. Or, find out by applying online.

What to Bring to Get Financed Today

When you’re ready to shop, bring the basics so we can get you in and out lickety-split.

Here’s what you need:

  • Driver’s license: Gotta be legal on the road.

  • Proof of income: Pay stub, bank statement, or even a letter from your job.

  • Proof of address: Utility bill, lease agreement, something official with your name on it.

  • Down payment: We’ll let you know what’s required, and we’ll work with you to make it happen (breathe easy, it’s probably less than you think!).

Apply online to save time or contact us to learn more.

Why Choose Quick Auto for a Buy Here Pay Here Car?

We get it. There are plenty of buy here pay here car lots out there. But Quick Auto isn’t like the rest.

1. We Say “Yes” More

We help more people get approved than most dealerships, plain and simple. Why? Because we look at real life, not just numbers on a screen. You need a car? We’ll find a way to help.

2. Reliable Cars You’ll Be Proud to Drive

Buying a used car shouldn’t mean settling for junk. Every vehicle on our lot goes through a thorough inspection, and we stand behind what we sell. You’ll drive away confident, not worried you’ll be calling a tow truck next week.

3. Flexible Payments That Fit Your Life

We’ll set up a payment plan that works with your pay schedule, not against it. Life’s stressful enough. Your car payment shouldn’t add to it.

4. We Treat You With Respect

No talking down. No fast talk. No judgment. Just good people helping other good people get back on the road.

You Deserve Better Than “Maybe Someday”

We’ve seen too many people get stuck in a cycle of rejection, waiting for their credit to magically improve before they’re “allowed” to buy a car. That ends here.

With a buy here pay here car from Quick Auto, you don’t have to wait. You don’t have to keep asking friends for rides or sweating through car repairs every other week. Your time for a fresh start in a new ride is now. Our team is here to help you make it happen.

Ready to Drive? Let’s Go!

At Quick Auto, we make car buying quick, easy, and stress-free. We’d be proud to help you find the right buy here pay here car for your budget and lifestyle. So if you’re wondering “where are buy here pay here car lots that will work with me?” The answer is anywhere in Indiana you see that “Quick Auto” sign.

You’ve got what it takes. We’ve got the car in our inventory. Let’s get on the road.