How to Prepare for Your Visit to a Buy Here Pay Here Car Lot

What Indiana Car Shoppers Should Bring and Know Before Coming to Quick Auto

Buy here pay here car lots in Indiana are arguably the easiest way to get yourself into the perfect car for your needs. Sometimes known as pay here buy here car lots, this type of car dealership represents the most straightforward way to purchase a vehicle because everything is done under one roof, including financing.

At the car lots near you, such as in South Bend, Hammond, Highland, or Elkhart, you can purchase a vehicle in less than an hour and drive it away, all with a low down payment and affordable monthly payments that fit your budget.

To facilitate this speedy service, we’ve outlined four things below for you to prepare before you head to Quick Auto in Indiana.

Choose Your Ideal Make and Model Before Visiting the Car Lot

With so many great vehicles to choose from on car lots in Indiana, we recommend narrowing down your selections to just a few makes and models. You can start by considering your budget, how much you’re willing to pay each week or month, and how much of a down payment you can afford. Also, consider the type of vehicle that will best suit your needs. Research the cost of running each vehicle, including fuel economy.

You can get a significantly better deal on older vehicles, too, even if they don’t have many miles on them. Plus, Quick Auto offers an excellent 18-month protection plan on all used cars we sell on all seven of our car lots, so you can have complete peace of mind no matter the vehicle you choose.

Browse Indiana Car Lots Online

Quick Auto makes finding the perfect vehicle all the easier by listing all the vehicles on our buy here pay here car lots on our website. Whether the vehicles are on our La Porte, Mishawaka, or Portage car lot, or any of our other convenient car dealership locations, you can find out everything about it on our website.

You can check the engine, transmission type, color, and drivetrain of every vehicle online. We list the mileage, too, and the unique VIN (vehicle identification number). You can enter the VIN into a third-party database search, and it will show you the history of the vehicle; of course, we’ll provide you with that report, too, when you visit our buy here pay here car lot in person.

Besides details of each vehicle, we list how much they cost to finance, down to how much you’ll pay weekly and the down payment required. There are no surprises here, so you can confidently and carefully budget for a used vehicle.

Understand Your Pay Here Buy Here Financing Options

The huge selection of excellent pre-owned vehicles isn’t the only reason people shop at Quick Auto. As a buy here pay here car lot, we offer the sale and financing of vehicles all under one roof. A pay here buy here car lot isn’t just a car seller; we’re also the financier, so we can have a more personal relationship with our valued customers.

We call our service no-credit financing because the decisions we make about who we give an auto loan to are ours and ours alone. We believe that the credit rating system in the U.S. is outdated, as it doesn’t take into account many of the important factors on whether a person has the ability to repay a car loan. Instead, we use your income as the most important determining factor in offering financing. If you have a job and can prove your income, we’ll approve you for a loan.

What to Bring to the Car Lot

When it’s time to buy a used car from us, you’ll need to bring along a couple of important items. Typically, all you need is identification, proof of address, your driver’s license, and proof of income. Proof of income can be in the form of a few recent pay stubs, but in some cases, you can use alternative proof, such as details of rental income if you make money as a landlord.

You can speed up your application by getting approved online. We have separate applications for each of our seven locations, so choose the right one and fill in your details, including your driver’s license number, Social Security number, address, employer information, and details of the vehicle you’re looking to finance.

Remember, we’ll always do our best to offer you the best deals on the finest affordable used vehicles in Indiana, so if your circumstances are outside the norm, just let us know.

Need a Co-Signer?
If you have a car loan cosigner whose income we also need to consider, that’s fine! They should come to the dealership with you and bring along the same type of ID and proof of income. When you fill out your application for buy here pay here financing, add their details, too.
Where to Find Our Car Lots
There’s a Quick Auto near you:

  • Hammond Quick Auto at 6805 Calumet Ave.

  • South Bend Quick Auto at 52018 IN-933

  • Highland Quick Auto at 9237 Indianapolis Blvd.

  • Elkhart Quick Auto at 710 N. Nappanee St.

  • La Porte Quick Auto at 1700 E. Lincolnway

  • Mishawaka Quick Auto at 2711 Lincolnway W.

  • Portage Quick Auto at 402 US-6 in Valparaiso

Shop in person, or browse our inventory online.