Benefits Of a Buy Here Pay Here Dealership

You Might Be Shocked By How Easy It Is to Shop Here!

Let’s talk about something that might have been on your mind: buying a car when a car loan feels out of reach. We get it. 

Especially if you have credit challenges, thinking about applying for a car loan is scary and uncertain.

But we have the inside scoop: a buy here pay here dealership could get you behind the wheel of a vehicle you love. Check out the benefits of shopping for a reliable used car at one.

Things are different with buy here pay here dealerships. Instead of looking for a bank who will give you a loan, and then looking for a car lot that has a vehicle in your price range, you can do everything all in one place.

Buy here pay here dealerships are one-stop shops. They give you the loan and sell you the car. And although they do check your credit score, it’s not what helps them decide to lend to you. Your work history and income are better proof that you can make your car payments.

Life gets rough sometimes. Maybe you ended up with a bill you didn’t expect, or you lost your job a few years ago and are still building back from that.

Buy here pay here dealerships understand your situation. We know humans make mistakes. And because that is a fact of life, we think helping you is the right thing to do. Even if you’ve been turned down at other car lots, there’s still hope for you here.

You don’t need to do hours of paperwork to shop at a buy here pay here dealership. We get you right, fast.

Show us the basics:

1. A government-issued photo ID, like your driver’s license.

2. Your most recent paystubs from everywhere you work.

3. A utility bill in your name, sent to the address where you live.

We’ll go over our credit application with you, and when you’re approved, you can choose your car and get behind the wheel. This process usually takes an hour or less at a buy here pay here dealership.

If you were to qualify for a car loan through a bank or credit union, you’d need to either mail them your payment or pay online. Those payment options require you to have a bank card or access to checks or money orders. If you mail a payment, you also have to pay for postage and the envelope.

Buy here pay here car dealerships, on the other hand, will take your monthly payment on-location. If you want to pay your bill in cash, you can. And if you prefer to pay online with your bank card, you have that option, too. These are much more convenient than hoping the mail arrives at your bank on time or paying extra to get a money order.

If you’ve ever looked for a used vehicle online, especially on social media marketplace apps, you might have come across a scam, where someone, sometimes posing as a business, wants you to pay a deposit before you go to see the car they’re selling. Don’t fall for it.

Reputable buy here pay here dealerships have all their vehicles for sale listed on their websites, along with mileage, features, and sometimes down payment information. You can trust that these cars are real because you can see them online and you can see them in the lot.

One of the biggest benefits of shopping at a buy here pay here dealership is that you don’t have to go far, especially if you live in Indiana, near the Michigan or Illinois borders.

Quick Auto has seven convenient locations in the Michiana area, including in the Chicago suburbs, so you can find a quality car and a car loan that fits your finances.

Whether you’re hanging around Hammond, working in Mishawaka, or living in La Porte, Quick Auto is your credit connection. Find a location near you.

When you’re ready to shop, come by our lots and talk to us. We’ll make everything easy for you to buy a new-to-you ride even if your credit isn’t perfect.